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	<title>PropertyMagic &#187; Real estate / property</title>
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	<link>http://www.propertymagic.net</link>
	<description>Property, Mortgage &#38; Real estate</description>
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		<title>Can You Beat Real Estate Trends?</title>
		<link>http://www.propertymagic.net/can-you-beat-real-estate-trends/</link>
		<comments>http://www.propertymagic.net/can-you-beat-real-estate-trends/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 09:26:46 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Real estate / property]]></category>
		<category><![CDATA[Real estate trend]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=158</guid>
		<description><![CDATA[The real estate is a business or investment that keeps changing. The trend changes every time though sometimes it may happen slowly or faster than you expect. In order to keep at the business it is appropriate to keep at par with the changing trend. It is possible or impossible to beat the real estate [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img63.imageshack.us/img63/4443/canyoubeatrealestatetre.jpg" alt="" width="200" height="250" align="left" />The real estate is a business or investment that keeps changing. The trend changes every time though sometimes it may happen slowly or faster than you expect. In order to keep at the business it is appropriate to keep at par with the changing trend. It is possible or impossible to beat the real estate trend since at one time you might beat it while in another fail to. You can still put up your house for sale at a premium price and still get a buyer for it.</p>
<p>This depends on the type of real estate you are dealing with, how much you are offering and the market area of the location of your home. Finding a buyer that is willing to buy the home is another determinant of whether you can beat the real estate trend. The secret is knowing the others that you are up against. You should know what you are doing since the real estate trend is a law that you should understand in order to keep at the top of the trend.</p>
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		<title>Common Real Estate Trends</title>
		<link>http://www.propertymagic.net/common-real-estate-trends/</link>
		<comments>http://www.propertymagic.net/common-real-estate-trends/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 09:25:10 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Real estate / property]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=155</guid>
		<description><![CDATA[The real estate trend has always been changing as new ones come up. The changing trends in real estates are caused by rising interest rates among other factors. This changing trend affects home owners, buyers, sellers, mortgage companies and Realtors. The common trends are Internet changes in the real estate market. The Internet has changed [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img37.imageshack.us/img37/3417/commonrealestatetrends.jpg" alt="" width="174" height="123" align="left" />The real estate trend has always been changing as new ones come up. The changing trends in real estates are caused by rising interest rates among other factors. This changing trend affects home owners, buyers, sellers, mortgage companies and Realtors. The common trends are Internet changes in the real estate market. The Internet has changed the access, marketing and purchase of the real estates. The agents and brokers have to deal with the young and upcoming generations.</p>
<p>These group need new ways of dealing with them and the real estates is looking for the best ways available. The approaches are changing and are different for the older times. This is due to technological advancements and growth of the economy. The multiple listing services are taking a new form and this is affecting the real estate trend of operation. People dealing in real estates are forced to be on the look out for the new trends and adjust accordingly or lose out in the search for better improved approaches.</p>
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		<title>Land Parcels As Investments</title>
		<link>http://www.propertymagic.net/land-parcels-as-investments/</link>
		<comments>http://www.propertymagic.net/land-parcels-as-investments/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 09:23:52 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Real estate / property]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=150</guid>
		<description><![CDATA[Land parcels are the small undeveloped pieces of land owned by individuals. They can be used as investments especially if you decide to use it for better investment ventures that will yield more money in future. You can decide to invest in your land parcel and eventually buy another land parcel which becomes an investment. [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img337.imageshack.us/img337/8454/landparcelsasinvestment.jpg" alt="" width="181" height="121" align="left" />Land parcels are the small undeveloped pieces of land owned by individuals. They can be used as investments especially if you decide to use it for better investment ventures that will yield more money in future. You can decide to invest in your land parcel and eventually buy another land parcel which becomes an investment. Land parcels pay a very little amount of tax that can be beneficial if you decide to invest on it. Real estate investment is one way of using your land parcel though it is a risky investment.</p>
<p>The benefit comes when the investment yields more income faster. There are real estate investors who look out for land parcels to invest on them. This gives you good proceeds that can improve your financial situation and encourage you to get more land parcels as form of investments. If the land is located in an area that is growing faster its value can be higher than a less developed area. Buy the land parcels early enough to give it more time to increase in price before you turn them into investments.</p>
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		<title>What Is Defeasance?</title>
		<link>http://www.propertymagic.net/what-is-defeasance/</link>
		<comments>http://www.propertymagic.net/what-is-defeasance/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 09:22:09 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Commercial property]]></category>
		<category><![CDATA[Real estate / property]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=146</guid>
		<description><![CDATA[Defeasance is a process of commercial real estate finance by which borrower substitutes other income-generating collateral for a piece of real property to facilitate the removal of an existing lien without pre-paying the existing note. The original note remains in place after the defeasance though it is collateralized and serviced by the substitute securities to [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img4.imageshack.us/img4/6975/whatisdefeasance.png" alt="" width="127" height="106" align="left" />Defeasance is a process of commercial real estate finance by which borrower substitutes other income-generating collateral for a piece of real property to facilitate the removal of an existing lien without pre-paying the existing note. The original note remains in place after the defeasance though it is collateralized and serviced by the substitute securities to make the monthly debt service payments on the mortgage being defeased.</p>
<p>The premium the borrower uses to defease is the total cost of purchasing the securities less the outstanding balance on the loan. Secured loans cannot be defeased until two years after the day of the securitization. The lockout date is the first date the securized loan can be defeased. The borrower may have the option of prepaying the loan anytime from one to six months before maturity of a loan penalty or the premium. Borrowers can be allowed to purchase defeasance collateral to provide for payments through the start of the open period by eliminating the final interest payments.</p>
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		<item>
		<title>Why Buy a Foreclosure – Solid Reasons</title>
		<link>http://www.propertymagic.net/why-buy-a-foreclosure-%e2%80%93-solid-reasons/</link>
		<comments>http://www.propertymagic.net/why-buy-a-foreclosure-%e2%80%93-solid-reasons/#comments</comments>
		<pubDate>Fri, 28 May 2010 10:15:44 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Property Investments]]></category>
		<category><![CDATA[Property Purchase]]></category>
		<category><![CDATA[Real estate / property]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=132</guid>
		<description><![CDATA[One of the most obvious reasons why you should buy a foreclosure property is the fact that they are cheap to purchase as compared to buying a brand new property. Even though the foreclosure may require you to do a bit of work on them such as cleaning up the trash that might be left [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img688.imageshack.us/img688/5634/whybuyaforeclosuresolid.jpg" alt="" width="160" height="99" align="left" />One of the most obvious reasons why you should buy a foreclosure property is the fact that they are cheap to purchase as compared to buying a brand new property. Even though the foreclosure may require you to do a bit of work on them such as cleaning up the trash that might be left behind, maybe painting the walls or replacing the worn out carpet with a new one. </p>
<p>With just a few repairs you can transform that old looking foreclosure to look like its brand new, this is reason enough for you to go out and purchase one as soon as possible since you will save a ton of money. For those who are business minded foreclosure offer the perfect business whereby you purchase property a very low price, conduct some minor repairs and then resell the property at a profit. This type of business is becoming more and more popular are the potential for growth is overwhelming.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Guide To Renting An Apartment</title>
		<link>http://www.propertymagic.net/guide-to-renting-an-apartment/</link>
		<comments>http://www.propertymagic.net/guide-to-renting-an-apartment/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 17:05:28 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Negotiations]]></category>
		<category><![CDATA[Real estate / property]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=113</guid>
		<description><![CDATA[  
There are several factors that you have to put into consideration before buying an apartment. If you think that renting is a walk-in-the park, you have to think again because it can be a stressful process especially if you have no previous renting experience.
One of the key elements is to find the right [...]]]></description>
			<content:encoded><![CDATA[<p><img style="padding-right: 10px" src="http://img130.imageshack.us/img130/6696/guidetorentinganapartme.jpg" alt="null" width="575" height="294" align="left" />  </p>
<p>There are several factors that you have to put into consideration before buying an apartment. If you think that renting is a walk-in-the park, you have to think again because it can be a stressful process especially if you have no previous renting experience.</p>
<p>One of the key elements is to find the right place for you because if you are not happy with where you live it can have an impact on everything else in your life. The first consideration is to make sure that the place you are looking at is at the price range. In addition, you have to look at how the surrounding areas look like and the types of people that live in that area. It is not enough to look at the area alone but also you will have to look at the people who reside in these residents. In addition, ask about the cost of the utilities in that area and its neighborhood.</p>
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		<item>
		<title>Steps to FSBO Success</title>
		<link>http://www.propertymagic.net/steps-to-fsbo-success/</link>
		<comments>http://www.propertymagic.net/steps-to-fsbo-success/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 09:31:58 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Property Listings]]></category>
		<category><![CDATA[Real estate / property]]></category>
		<category><![CDATA[Resale properties]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=109</guid>
		<description><![CDATA[ 
There are several steps that you have to follow in order to be successful with FSBO. The first step is to price your home right. One of the ways to know the market trends is to search the internet because it is full of information that will help you to know what a house [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="padding-right: 10px" src="http://img16.imageshack.us/img16/3831/stepstofsbosuccess.jpg" alt="null" width="240" height="180" align="left" /> </p>
<p>There are several steps that you have to follow in order to be successful with FSBO. The first step is to price your home right. One of the ways to know the market trends is to search the internet because it is full of information that will help you to know what a house is worth in a certain market. This is the reason why you have to price your home right from the beginning.</p>
<p> You have to see what your competitors at your area are selling for and access the market data available in your area. Another step to FSBO success is to prepare your home. This means that you have to make sure that your home is in “show” condition because buyers have many options in price range. Furthermore, you have to market the home effectively by maximizing your advertisement, which means that you have to use</p>
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		<item>
		<title>Flat Rate Realtors</title>
		<link>http://www.propertymagic.net/flat-rate-realtors/</link>
		<comments>http://www.propertymagic.net/flat-rate-realtors/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 07:55:48 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Property Listings]]></category>
		<category><![CDATA[Real estate / property]]></category>
		<category><![CDATA[Resale properties]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=105</guid>
		<description><![CDATA[
If you are considering offering your home for sale, you may get confused with the number of avenues that are available where you can list your home. You may think of the local newspaper, internet and real estate books but the method you choose should be able to offer you what you want. Nowadays, technological [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="padding-right: 10px" src="http://img443.imageshack.us/img443/7449/flatraterealtors.jpg" alt="null" width="170" height="216" align="left" /></p>
<p>If you are considering offering your home for sale, you may get confused with the number of avenues that are available where you can list your home. You may think of the local newspaper, internet and real estate books but the method you choose should be able to offer you what you want. Nowadays, technological growth is at the maximum with the internet being one of the most used tools to advertise your property.</p>
<p> If you are considering listing your home in the internet, you have to ensure that you use what is known as MLS (Multiple Listing Service). This is a service that broadens the capability to sell your home and as been around since the late 1800s. This listing is very important when you want to sell your home because it helps you to save money especially on commission that you could have paid. It also helps in giving you advice on how to sell a home, as you will be offered with professional advice.</p>
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		<title>Importance of Property Sale Board</title>
		<link>http://www.propertymagic.net/importance-of-property-sale-board/</link>
		<comments>http://www.propertymagic.net/importance-of-property-sale-board/#comments</comments>
		<pubDate>Sun, 14 Mar 2010 16:27:54 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Business and property]]></category>
		<category><![CDATA[Private Homes]]></category>
		<category><![CDATA[Property News]]></category>
		<category><![CDATA[Real estate / property]]></category>
		<category><![CDATA[Reduce Costs]]></category>
		<category><![CDATA[Resale properties]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=100</guid>
		<description><![CDATA[
In today’s economy, it is very hard to sell your property because of the ever-increasing fees that is demanded by agents. The estate agents are looking for ways to increase their fees while reducing their advertising space for you when you want to sell your home. This is the reason why most homeowners are turning [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="padding-right: 10px" src="http://img638.imageshack.us/img638/8091/importanceofapropertysa.jpg" alt="null" width="299" height="194" align="left" /></p>
<p>In today’s economy, it is very hard to sell your property because of the ever-increasing fees that is demanded by agents. The estate agents are looking for ways to increase their fees while reducing their advertising space for you when you want to sell your home. This is the reason why most homeowners are turning to other methods of property selling like FSBO. </p>
<p> If you choose to sell your property on an FSBO (For Sale By Owner) basis, it means that you have basis visibility not only in terms of the particular FSBO site you look for to advertise your home but also to look for a quality sale board that is within the site.  One of the most crucial things to have when you want to sell your property is the sale boards. If you have look for a site that has no board, then you are missing a very crucial requirement that will ensure that your property is offered for sale fast and with ease.</p>
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		<item>
		<title>Home Appraisers Fall under Scrutiny</title>
		<link>http://www.propertymagic.net/home-appraisers-fall-under-scrutiny/</link>
		<comments>http://www.propertymagic.net/home-appraisers-fall-under-scrutiny/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 09:00:39 +0000</pubDate>
		<dc:creator>qwcdirect</dc:creator>
				<category><![CDATA[Property Investments]]></category>
		<category><![CDATA[Property News]]></category>
		<category><![CDATA[Real estate / property]]></category>

		<guid isPermaLink="false">http://www.propertymagic.net/?p=96</guid>
		<description><![CDATA[ 
In order to prevent further crash and loss in the real estate market, some steps have been undertaken to cope with the problem. Recently, the home appraisers have also come under scrutiny.
The main objective of the scrutiny is to check whether there is a misrepresentation of the facts regarding the correct value of a [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" style="padding-right: 10px" src="http://img137.imageshack.us/img137/3828/homeappraisersfallunderh.jpg" alt="null" width="300" height="217" align="left" /> </p>
<p>In order to prevent further crash and loss in the real estate market, some steps have been undertaken to cope with the problem. Recently, the home appraisers have also come under scrutiny.</p>
<p>The main objective of the scrutiny is to check whether there is a misrepresentation of the facts regarding the correct value of a home. In fact, the scrutiny has made lenders to be strict in case of contracted appraisers. Sometimes, the lenders used to apply pressure on the appraisers for increasing the value of the properties which led to improper inflation of the property values and rates. The appraiser is also not paid properly at times until the sale is complete.</p>
<p>The new scrutiny system will really help to reduce and prevent such misinterpretations and malpractices from taking place. Based on the scrutiny process, the appraisers need to complete 150 hours of education and also have at least 2000 hours of job experience with some licensed appraiser.</p>
<p>It is expected that the scrutiny process will be effective in minimizing the improper practices in the real estate business.</p>
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